As a trusted roofing company serving the Midwest, we understand the importance of protecting your home from the harsh weather conditions that are common in Iowa and Nebraska. One of the best ways to ensure that your roof stays safe and secure is to hire an experienced roofing contractor and invest in a quality warranty that covers storm damage. When it comes to warranty coverage for storm damage, it’s important to understand what is and isn’t covered.
As a homeowner, you understand the importance of protecting your property from harsh weather conditions, especially in the Midwest where storms can be unpredictable and severe. One of the best ways to safeguard your home is by investing in a quality roofing warranty that covers storm damage. However, it’s important to note that most warranties do not include coverage for acts of god, such as floods or earthquakes, which can cause significant damage to your roof.
Types of Warranties
Two types of warranties can protect against storm damage: manufacturer warranties and workmanship warranties.
Manufacturer Warranties
A manufacturer warranty typically covers damage caused by defects in roofing materials, including hail, wind, and other extreme weather conditions. However, it’s important to read the fine print to understand what is specifically covered by your warranty. For example, some warranties may not cover damage caused by natural disasters like floods or earthquakes.
Workmanship Warranties
A workmanship warranty covers issues that arise due to improper installation or workmanship. This can include damage caused by storms, but only if the damage was caused by improper installation. For example, if the roofing company did not properly seal the roof, causing water damage during a storm, this would be covered under the workmanship warranty.
Insurance Coverage
In addition to your roofing warranty, you may also have insurance coverage for storm damage. Homeowners insurance typically covers damage caused by storms, including damage to your roof. However, it’s important to read the fine print of your insurance policy to understand what is specifically covered.
“Acts of God”
It’s important to note that most warranties do not include coverage for acts of god, such as floods or earthquakes, which can cause significant damage to your roof. If you live in an area prone to these types of natural disasters, it’s essential to purchase additional insurance coverage to ensure that you are adequately protected.
Choosing the Right Warranty
Choosing the right roofing warranty is an important decision for homeowners. Here are some things to consider when choosing a warranty:
Length of Warranty
The length of the warranty is an important factor to consider. A longer warranty can provide peace of mind that your roof will be protected for many years to come. However, it’s important to read the fine print of the warranty to understand what is specifically covered.
Transferability
If you plan on selling your home in the future, it’s important to choose a warranty that is transferable. This will make your home more attractive to potential buyers and can increase its resale value.
Cost
The cost of the warranty is also an important factor to consider. While a longer warranty may provide more peace of mind, it may also come with a higher price tag. Consider your budget and what you can afford when choosing a warranty.
Hire a Reputable Roofing Contractor in Iowa and Nebraska
Understanding your roofing warranty and what is covered by storm damage is important for homeowners. By choosing the right warranty and roofing company for your home, you can ensure that you are protected from the extreme weather conditions that are common in Iowa and Nebraska. If you have any questions about roofing warranties or storm damage coverage, don’t hesitate to reach out to our team of experts. We’re always here to help! As a trusted roofing company serving the Midwest, we understand the importance of protecting your home from the harsh weather conditions that are common in Iowa and Nebraska. Contact us today to learn more about our services and how we can help you protect your home!